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How a Debt Validation Letter Can Protect Your Credit Repair Efforts
When you are working on repairing your credit, every step matters. You check your credit report, send dispute letters to the credit bureaus, and try to keep your credit score moving in the right direction. But then a debt collector calls or sends a notice about an old debt you barely remember. Your first instinct might be to pay it just to make them go away. That can be a costly mistake. Instead, you have a powerful tool under federal law: a debt validation letter. This let
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